Pre-effective amendment to an S-3 filing

Initial filing by director officer or owner of more than ten percent.

Simplified registration form

Report of unscheduled material events or corporate event

Annual report which provides a comprehensive overview of the company for the past year

Form of prospectus reflecting facts events constituting substantive change from last form

Amendment to a previously filed 4

An amendment to the SC 13G filing

Amended Registration statement for face-amount certificate companies

EFFECT